Privacy Policy
Welcome to MFCALC (“we”, “us”, “our”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit mfcalc.com or use our calculators and advisory services.
1. Information We Collect
We may collect two types of information:
- Personal Information: Data you voluntarily provide when you contact us, register for advisory, or submit a booking form. This may include your name, email address, phone number, and optional notes about your financial goals.
- Non-Personal / Usage Data: Information that does not identify you directly, such as browser type, device type, IP address (anonymized), operating system, pages visited, time stamp, and referral source. This is collected automatically via analytics tools and cookies.
- Calculator Inputs: Numbers you enter into our calculators (e.g. SIP amount, rate of return). These inputs **are not stored** on our servers or shared with third parties.
2. How We Use Your Information
We use your information for the following purposes:
- To provide, operate, and maintain our website and services.
- To respond to your queries, booking or advisory requests.
- To improve user experience — e.g. analyzing features most used, performance optimization.
- To send you updates, newsletters, or promotional material (with your consent).
- To show relevant advertisements via Google AdSense and other ad networks.
- To detect and prevent fraud, misuse or violations of our terms.
3. Cookies, Tracking & Third-Party Services
We and our service providers use cookies and similar tracking technologies to collect usage data and provide personalized experiences.
- Cookies: Small data files stored on your device to remember preferences. You can disable cookies via browser settings, but some functions may then not work.
- Google Analytics: Helps us analyze website traffic and usage patterns.
- Google AdSense & Ad Networks: May use cookies and tracking to serve personalized advertisements. These third-party networks have their own policies.
4. Data Storage & Security
We take data protection seriously. We implement reasonable security measures to protect data from unauthorized access, alteration, or destruction. These include SSL/TLS encryption, secure server configurations, and regular security audits.
However, please note that no system is 100% secure. We encourage you to use strong, unique passwords and keep your personal details safe.
5. Sharing and Disclosure of Information
We do not sell, rent, or lease your Personal Information. We may share information under these limited circumstances:
- With third-party service providers (hosting, analytics, email) who work on our behalf, under confidentiality obligations.
- When required by law, court order, or government authority.
- To enforce our terms & conditions, detect fraud or protect rights and safety.
6. Children’s Privacy
Our services are not intended for children under 16 years of age. We do not knowingly collect Personal Information from children. If you believe we collected data from a child, please contact us to request deletion.
7. Your Rights & Choices
- You may review, update or delete your Personal Information by contacting us.
- You can opt out of newsletters or promotional emails anytime via unsubscribe link.
- You can disable cookies or tracking via your browser settings, though some site features may break.
8. Retention of Data
We retain your Personal Information only as long as necessary to fulfill the purposes outlined above, unless a longer retention period is required or permitted by law.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically. We will post changes on this page and update the “Last Updated” date. Your continued use of the site after changes implies acceptance.
10. Contact Us
If you have questions or requests about this policy, you may contact us: Email: support@mfcalc.com (Or use the contact form on our site.)
Last updated: August 2025